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Click below to check List of documents required for loan

We Serve The Best Service

Experience the smoothest loan processing activity with HCCS Urban Co. Operative Credit Society Ltd. We provide you with the fastest loan solutions in multiple sectors! Borrow from us and secure your future!

Gold Loan

Vehicle Loan

Education Loan

Home Loan

Notice to Members

Loan Rate with effect from 12.06.2024

Particulars	Rate	Period
Gold Loan (Term) 0.50% Locker Charges (Include 0.25% Processing)	9.00	84M
Gold Loan (CC) 0.50% Locker Charges (Include 0.25% Processing)	9.50	84M
Taxi Loan	12.50	1825D
Vehicle Loan 2 Wheelers 1% Security Deposit 0.25% Processing Charges + Ag.+ Hypo. Etc.	11.25	36M
Vehicle Loan (Upto 15 Lakh) 4 Wheelers 1% Security Deposit 0.25% Processing Charges + Ag.+ Hypo. Etc.	11.25	48M
Vehicle Loan (Above 15 Lakh) 4 Wheelers 1% Security Deposit 0.25% Processing Charges + Ag.+ Hypo. Etc.	10.00	48M
Machinery Loan 1% Security Deposit 0.25% Processing Charges + Ag.+ Hypo. Etc.	13.00	48M
Term Loan Against Society’s Own FD (Self)	1.00	84M
CC Loan Against Society’s Own FD (Third Party)	2.00	84M
	O&A
T/L Against NSC/KVP/LIC (85%) 0.25% Processing Charges	11.00	84M
CC Against NSC/KVP/LIC (85%) 0.25% Processing Charges	11.50	84M

Particulars	Rate	Period
Educational Loan Upto 10 Lakh	8.00	Up to Course Period
Educational Loan Above 10 Lakh	9.00	Up to Course Period
Bachat Loan 350 Days	13.00	350D
Bachat Loan 500 Days	13.00	500D
Bachat Loan 1000 Days	13.00	1000D
Bachat Loan 1825 Days	13.00	1825D
EMI-500	13.00	17M
EMI-1000	13.00	34M
EMI-1825	13.00	60M
Short Term Loan ( 90 days Upto Rs.5 lac) Only one extension allowed (No renewal chg. & revised Int) 0.50% Processing + Upfront Interest	13.00	90D
Housing Loan (Term Loan) 0.50% Processing + Actual Intimation/Mortgage Charge Loan Amount Transfer direct to Builder/Property Holder	10.50	180M
Loan Against Property (Term Loan) 0.50% Processing + Actual Intimation/Mortgage Charges	13.00	120M

* Conditions Apply

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Loan

Here To Help You With The Best Financial Solutions!